Our philosophy
Unification
Unitary exists to answer all possible questions you have about finance. Our product will have native support for all forms of money — not just cash and exchange-traded products, but also digital assets, real estate, illiquid assets, funds, startup investments, etc. We provide visibility, solve asset allocation problems, and mathematically model for all potential life events and outcomes.
Our first users are high net worth individuals who are nomadic, with unique requirements for financial planning and wealth protection across multiple geographies.
Alignment
We don't believe in management fees.
We will offer financial products with pass-through costs and aligned performance fees.
Custom intelligence optimized to measurably maximize user's utility (health, wealth, and more)
Legibility
All calculations should be done in the open or with verifiable status
All status information should be real-time (<100ms) and 24/7 (no money movements pending that are not real time verifiable at any point of any transaction of request)
Coherence
All financial and monetary modeling done from first principles based on the user's preferences and built with logical and mathematical railings
Privacy
True optimization for a user’s utility function is not possible without total knowledge of all biography, family intentions, future dreams and plans, and existing resources.
A lot of this information is very sensitive.
The only way to achieve the highest quality reasoning is by offering the highest quality personal computation, while maintaining privacy of user data. That means that no single party can read user-provided information, but inference can still be run on it.